Achieving Success Calls For The Intervention Of A Supreme Being:

Nowhere to my knowledge have the issues of life been more eloquently and even poetically defined than in the bible in the Book of Ecclesiastes. Ecclesiastes contains the thoughts of "the Philosopher", King Solomon who reflected deeply on how short human life is with its mysterious injustices and frustrations. In the mirror of Ecclesiastes, many have taken comfort in discovering that hope in God is far much the only thing that gives life its greater meaning.

In the words of the Philosopher, "there is nothing new under the sun." What has happened before will happen again. What has been done before will be done again. There is nothing new in the world.

These words have sunk deep in my heart and have opened up my eyes to see that whatever it is that we may be going through is nothing new to our all knowing God. One point or another someone went through the exact same thing. I draw encouragement from these words in that, the only hope I have in this meaningless life is in God. For this is the only thing I find comfort in knowing that only God can give life its greater meaning.

We like it or not we all deep within us believe in the existence of a supreme being. If not, then why do we hope and yet we can’t see what lies in store tomorrow. It is this hope that we long for the morning, which drives us towards achieving success. We silently call upon our supreme being to intervene in our day to day activities knowing or unknowingly.

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Debt To Income Ratio

Debts are a common liability to almost all people whether it is loans to pay back to banks or debts to persons or organizations. There are a lot of people who find it hard to pay their debts and paying back money without a plan. In order to manage your debts and repayment, you need to be equipped with certain information, Click Here!.

Debt to income ratio is simple concept and don’t come puzzled with the term. It means the percentage of your income that you need to pay off your bank loans or other debts. No matter what is the type of debt your debt to income ratio should never exceed what a bank feel not comfortable with you. If that exceed the ratio which bank expected that will prevent them to support you for your further enterprises by providing financial support to you.



No matter how much amount of money that you pay off, your debt to income ratio should never exceed 31% of your total income because 31$ is not a simple amount. If it is below 31%, such as 20 of 25 there is a chance to you up to the rest amount. If your ratio off money that you use to pay your liabilities, bank will simply resume that you are not able to pay back their loans.

There is a ceiling for all banks and they will sketch all the details of the customer before they lend money. So it is necessary to keep the amount money below the ratio of bank, which may vary banks to banks. For example if you have an income of $10000 and you are spending $3100 to pay off your debts banks will withdraw their proceeding to support you because they will find the client is inefficient to pay them back.

So you need to reduce your debt to income ratio in all possible ways. First, if possible pay off as much as debts you can. Or you can request the credit card issuer to reduce amount of your credit available so that you will be availed with loans and you can start new ventures. Keep only a minimum number of old accounts and close the rest. So that lender may impress with your discipline in deals even though you are in debt. Applying for debt consolidation will also help you to achieve your target.

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