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Thursday, October 29, 2009

Best Shopping Practices That Help You Not To Overspend

A good shopping practice is to look at the prices and comparing them to their sizes so as to get the best bargain. Pick only the item that have the best price for its size and carry on to the next item in your shopping list.


Buying small items that may appear cheap, in the long run add up to be very expensive. Thus, carrying cash that is just enough to purchase what you need and leaving your credit cards at home will help you stick to your budget.


Every time you go shopping take with you a functioning pocket calculator and in case you forget use the one on your cell phone. This will help you calculate and know which sizes compared to their prices are the best bargains.

When shopping, avoid the top shelves since the expensive items are placed at you eye level; instead when you get to the stand you want, start with the bottom shelf. This is where the best per unit deals are placed.


At all cost avoid sales promotions even if the deal is too good, unless the item is in your shopping list. This is because you may buy something that may end up in your kitchen cardboard for three months without being used.


Every financial planner will insist that you have a budget but it is also absolutely important to strictly stick to it that is if you want to avoid overspending. No matter how exciting an offer is, do not spend a penny more than it is stipulated in your list of items.

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Achievement - Power And Ability Of A Positive Mind

“Attitude is everything!” This statement carries so much truth that if every one took time to think about it and make necessary adjustment in life, then our lives would change for the better. Many times in our quest for self improvement, we have concentrated on changing and improving many things but our attitude.

Attitude is a person’s frame of mind. It is the mindset that a person has that helps him to develop a world view. Attitude is expressed by how we respond to issues. One person once said, “Life is not what happens to you but how you respond to issues”. Two individuals may encounter a similar negative situation but how they will each respond will determine the outcome.

One of the main attitudes we need to embrace is cultivating a positive mindset or attitude. As you read through history you encounter ordinary individuals who did extra ordinary things. Moses in the Bible was known to stammer in his speech but he became the deliverer. Abraham Lincoln on the other hand educated himself; he had no formal education but became the most acclaimed president in the history of the United States.

Mother Teresa, a simple nun in Calcutta also became an icon through her acts of mercy and philanthropy. The list could go on and on. What characterized these people was a positive mindset, they all believed in possibilities and they responded decisively for the good of humanity.

Regardless of your present status and condition, you can accomplish anything with positive thinking. There is power that is released through positive thinking and once it is released, it will always work for you. Positive thinking acts to enhance your abilities and virtues. Nothing is impossible to him that believes.

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