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Tuesday, November 10, 2009

How To Prepare Yourself In case You Loss Your Job

We all respond differently when faced with problems but some take it really hard especially when in danger of losing their monthly income. It is never easy when uncounted with the threat of a layoff no matter the circumstances thus it is imperative to be ready to face the consequences well in advance.

Cushion yourself by building a financial base by creating an emergency fund. The best way to do this is to start saving early enough. Stash away some few dollars every month; it is good to evaluate your financial status and have a habit of saving. Once you have been laid off consider whether you have enough savings to keep you until you get a new job. In case you find you do not have enough money, opt to move in with a friend or family member and share bills.

At all cost do not land yourself in new debts. Even if you have saved enough and can afford some luxury, use that money sparingly by cutting down on your spending. Spend that money on necessary items like non-perishable food stuff to help you survive as you look for another job. Alternatively, pay off your debts particularly credit cards.

Another way to make sure you live comfortably after being laid off is investing, for example in the stock market. As you wait to get a new job you can also involve yourself in a small business and gain some income.

If you have not yet started, begin building an emergency fund today that can at least cover for your expenses for the next three to six months. This way you can have a piece of mind as you search for a new job.

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Achievement - Power And Ability Of A Positive Mind

“Attitude is everything!” This statement carries so much truth that if every one took time to think about it and make necessary adjustment in life, then our lives would change for the better. Many times in our quest for self improvement, we have concentrated on changing and improving many things but our attitude.

Attitude is a person’s frame of mind. It is the mindset that a person has that helps him to develop a world view. Attitude is expressed by how we respond to issues. One person once said, “Life is not what happens to you but how you respond to issues”. Two individuals may encounter a similar negative situation but how they will each respond will determine the outcome.

One of the main attitudes we need to embrace is cultivating a positive mindset or attitude. As you read through history you encounter ordinary individuals who did extra ordinary things. Moses in the Bible was known to stammer in his speech but he became the deliverer. Abraham Lincoln on the other hand educated himself; he had no formal education but became the most acclaimed president in the history of the United States.

Mother Teresa, a simple nun in Calcutta also became an icon through her acts of mercy and philanthropy. The list could go on and on. What characterized these people was a positive mindset, they all believed in possibilities and they responded decisively for the good of humanity.

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