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Monday, January 4, 2010

Recovering Strategies After Overindulges In The Festive Seasons

The reason why the beginning of the New Year is so tough to most of us is because we forget that we need to live on after the festive seasons are over. As much as we have the right motive to over indulge, we need to seriously make sure we do not begin the New Year on the wrong footing. The reason of stating this is because some of us may have even taken loans to take care of the end of year parties.

Since the damage has already been done, relax and take your time to evaluate how you spent your finances. Step back and review your current financial status and if it is still alright keep up but if it has deviated, stay focused in order to map your way towards recovery. Life should not come to a halt just because you over indulged during the festive season.

The first thing to do is to avoid any compulsive spending, be mean with your money for some time. Before spending anymore, reflect on whether you really need what you are purchasing.

Draw a recovery financial plan which will assist you to get back on your feet again. The financial plan should have a time limit on when to achieve some stability. You can decide to cut cost on things like transportation or even move to a cheaper rental house for some time.

In your personal financial plan, make sure you take into consideration the coming festive season and start saving for it early enough. All said and done, life is short and we should enjoy every moment of it but it does not mean we stop planning our lives, prudently.

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Achievement - Power And Ability Of A Positive Mind

“Attitude is everything!” This statement carries so much truth that if every one took time to think about it and make necessary adjustment in life, then our lives would change for the better. Many times in our quest for self improvement, we have concentrated on changing and improving many things but our attitude.

Attitude is a person’s frame of mind. It is the mindset that a person has that helps him to develop a world view. Attitude is expressed by how we respond to issues. One person once said, “Life is not what happens to you but how you respond to issues”. Two individuals may encounter a similar negative situation but how they will each respond will determine the outcome.

One of the main attitudes we need to embrace is cultivating a positive mindset or attitude. As you read through history you encounter ordinary individuals who did extra ordinary things. Moses in the Bible was known to stammer in his speech but he became the deliverer. Abraham Lincoln on the other hand educated himself; he had no formal education but became the most acclaimed president in the history of the United States.

Mother Teresa, a simple nun in Calcutta also became an icon through her acts of mercy and philanthropy. The list could go on and on. What characterized these people was a positive mindset, they all believed in possibilities and they responded decisively for the good of humanity.

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