Self improvement tips and tactics that will direct you towards personal growth and self development. Also advice on personal budgeting, goal setting and ways towords achievement and success.
Tuesday, January 12, 2010
Staying On Course Towards Achieving Financial Freedom Despite Having Debts
The best approach when you are unable to pay someone his debt is to talk to the person. Explain what you are going through and come up with other terms of payment that you are able to afford. By doing this the creditor will see that you are keen in paying though you may be facing difficulties.
The other thing you should never do is run away from paying your debts when you are unable to. This will only result in your creditor taking legal action thus land you into more trouble. The same applies, approach your creditor and request to be given more time to organize yourself and continue paying back your debt once you have sorted out your personal finances.
It may appear tough or embarrassing but always be honest about your personal finances when you are unable to pay you debts. Being frank will help your creditor understand your predicament and maybe reschedule your repayment plan.
Negotiation is the key to resettling your debts whenever you are unable to keep up thus stay on course towards achieving financial freedom. Challenges are bound to come our way but we should never run away from them or delay sorting them out.
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Achievement - Power And Ability Of A Positive Mind
Attitude is a person’s frame of mind. It is the mindset that a person has that helps him to develop a world view. Attitude is expressed by how we respond to issues. One person once said, “Life is not what happens to you but how you respond to issues”. Two individuals may encounter a similar negative situation but how they will each respond will determine the outcome.
One of the main attitudes we need to embrace is cultivating a positive mindset or attitude. As you read through history you encounter ordinary individuals who did extra ordinary things. Moses in the Bible was known to stammer in his speech but he became the deliverer. Abraham Lincoln on the other hand educated himself; he had no formal education but became the most acclaimed president in the history of the United States.
Mother Teresa, a simple nun in Calcutta also became an icon through her acts of mercy and philanthropy. The list could go on and on. What characterized these people was a positive mindset, they all believed in possibilities and they responded decisively for the good of humanity.
Regardless of your present status and condition, you can accomplish anything with positive thinking. There is power that is released through positive thinking and once it is released, it will always work for you. Positive thinking acts to enhance your abilities and virtues. Nothing is impossible to him that believes.
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