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Friday, February 12, 2010

Personal Finance Tips That Ensure You Generate Wealth And Achieve Financial Freedom

It is good to love yourself and do things that make you happy once in awhile, but do not over do it and forget about tomorrow. To achieve success in your financial life, you must be able to do the things that you ought to do whether you like it or not. Sacrifice and discipline are two things that are crucial in generating wealth and keeping it. Without these two, it is impossible to accomplish, acquire and accumulate anything.

The ability to deny or delay pleasure is an attribute that must be attained on the road towards generating wealth; and this requires a lot of discipline. Discipline is being able to say no when you need to, and doing the things you sometimes do not feel like doing but you must in order to secure your financial life. Most of us have a problem of controlling our spending. The truth is that if you cannot control your spending, no matter how much money you make it will never be enough.

It is normal for people to want or desire more no matter how much income they generate. One must be able to say no impulsive buying and stick to their financial plan. Once you are able to do this, then the next step is to save money thus with time attain financial freedom.

Financial discipline and delayed gratification can be achieved through a system of rewards and punishments to yourself. Set a price for indulging yourself and a reward for resisting the temptation of overspending, this is the path towards financial improvement. You can also reward yourself after completing something that needed to be done.

It is also advisable to have an accountability partner. Just the simple human desire to appear competent to someone else is enough to control your spending, especially when you know that you will supersede your monthly budget. In addition this will guarantee you financial security in the long run.

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  1. Every successful person you have ever known or heard of has had help to create effective results in their lives. They all got where they wanted to go in life. If you don't have enough belief in yourself or you don't have enough support from those around you, then it is very difficult to achieve financial freedom and success.

  2. Thank you for publishing this article to my weekly compilation.

    Hope to see another one soon.


Achievement - Power And Ability Of A Positive Mind

“Attitude is everything!” This statement carries so much truth that if every one took time to think about it and make necessary adjustment in life, then our lives would change for the better. Many times in our quest for self improvement, we have concentrated on changing and improving many things but our attitude.

Attitude is a person’s frame of mind. It is the mindset that a person has that helps him to develop a world view. Attitude is expressed by how we respond to issues. One person once said, “Life is not what happens to you but how you respond to issues”. Two individuals may encounter a similar negative situation but how they will each respond will determine the outcome.

One of the main attitudes we need to embrace is cultivating a positive mindset or attitude. As you read through history you encounter ordinary individuals who did extra ordinary things. Moses in the Bible was known to stammer in his speech but he became the deliverer. Abraham Lincoln on the other hand educated himself; he had no formal education but became the most acclaimed president in the history of the United States.

Mother Teresa, a simple nun in Calcutta also became an icon through her acts of mercy and philanthropy. The list could go on and on. What characterized these people was a positive mindset, they all believed in possibilities and they responded decisively for the good of humanity.

Regardless of your present status and condition, you can accomplish anything with positive thinking. There is power that is released through positive thinking and once it is released, it will always work for you. Positive thinking acts to enhance your abilities and virtues. Nothing is impossible to him that believes.

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