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Wednesday, November 11, 2009

Tips On Ensuring You Attain Financial Freedom

The main route towards financial freedom is planning. Nothing in life comes easy and hence some hard work is necessary, but this should be done in a smart way. It is the high time people realize that to achieve financial independence is a matter of having a positive mind set. With determination, planning and focus it is possible to be financially free in a short period of time.


The best thing is to start strategizing in advance by educating yourself. Read financial magazines and books. Have a wide range of books on various topics that would open your mind to new ideas on financial planning. Link with people who you can ask questions on how money works.


Learn how to balance your finances to make sure your expenditure does not exceed your income. Also balance your bank check book, in case it is hard to do it manually invest in software like Microsoft money or Quicken which are automated and very easy to use.


The most important aspect of financial planning is budgeting hence seek to understand your monthly financial statement. Having a money management plan will help you be in control of your cash rather than it manipulating you.


From where I come from, we have been brought up to think that employment is the best way to financial freedom but now I know otherwise. Apart from having a saving culture, it would also be advisable to invest in other income generating ventures like the stock market. With multiple streams of income you will have a fall back plan incase one stream fails.

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Achievement - Power And Ability Of A Positive Mind

“Attitude is everything!” This statement carries so much truth that if every one took time to think about it and make necessary adjustment in life, then our lives would change for the better. Many times in our quest for self improvement, we have concentrated on changing and improving many things but our attitude.

Attitude is a person’s frame of mind. It is the mindset that a person has that helps him to develop a world view. Attitude is expressed by how we respond to issues. One person once said, “Life is not what happens to you but how you respond to issues”. Two individuals may encounter a similar negative situation but how they will each respond will determine the outcome.

One of the main attitudes we need to embrace is cultivating a positive mindset or attitude. As you read through history you encounter ordinary individuals who did extra ordinary things. Moses in the Bible was known to stammer in his speech but he became the deliverer. Abraham Lincoln on the other hand educated himself; he had no formal education but became the most acclaimed president in the history of the United States.

Mother Teresa, a simple nun in Calcutta also became an icon through her acts of mercy and philanthropy. The list could go on and on. What characterized these people was a positive mindset, they all believed in possibilities and they responded decisively for the good of humanity.

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